If you’re transferring a $5,000 balance, for example, you’ll pay $150 in fees with the 0% APR/3% fee offer, and $395 in interest with the 5.99% APR/0% fee offer. That’s assuming it takes you the full 18 months to pay off your balance, of course. You’ll pay less in interest if you pay off the balance early, and a lot more if you end up carrying that balance over the 18-month offer period.
I love the ones that come with math. ❤️