If you let fear, obligation, or guilt control your decisions about money, you’re stuck in the Money FOG.
What does that mean? Essentially, instead of making thoughtful financial choices that help you achieve your long-term goals, you make more impulsive financial choices based on these three negative emotions.
When are your children’s activities worth the money they cost? What about that big family vacation you’re planning—is it something your kids will remember fondly, or will they only remember it as a waste of money?