I haven’t done a lot of work-showing this week — but I have been doing a lot of work.
The Larger Project currently numbers 10,740 words and an outline of activities that will take me through the summer to complete (one of these activities involves learning Python, if you’re curious). L is, as always, my First Reader — and he told me last night that the word for what I was currently doing was science.
“It’s original research,” he said. “I am pretty sure that what you’re doing has not been done before — but that also means that what you’re doing might not work out, or at least not in the way you thought it would.”
“I know —”
“I know —”
“We’re going to learn something.”
Then he told me that the word for what he was doing (and for what I might be able to help him with, once I’ve got the Python under control) was engineering — but if I’m not going to share any specific details about my current project, I’m certainly not going to hint at his.
But I will tell you that the two endeavors are aligned, in the way that words and music often are. ❤️
That said, I may post less regularly in the future as I devote more time to what-is-apparently-science. Feel free to email me (email@example.com) and let me know what you’d like to see me write about (music, money, writing, love). The first movement of Walter Saul’s Sonata #3 is very close to being in my fingers, though in no way close to being performance-ready; the complete Mozart Sonata #12 is probably a week from being performance-ready, and if you’re really interested in the part where I try to freelance my way to $1M by age 50, ummmmmmmm I had $770,026.77 left to earn as of February 21 and I have $761,573.25 left to earn as of this morning, so yay for that???
Here is where I got published this week!
How to build credit, Bankrate
Without credit, lenders can’t gauge how reliable you are at paying bills, which is why having no credit history can be just as bad as having bad credit. Everyone should learn how to build credit, whether you want to apply for some of the best credit cards on the market or if you simply want to live without the baggage of a bad credit history.
Many top travel credit cards offer statement credits for TSA PreCheck application costs, so you might want to check if you have a credit card that covers the cost of TSA PreCheck before you apply. The best travel credit cards also come with other cost-saving benefits like travel insurance and airport lounge access, and we recommend all frequent flyers have at least one good travel credit card in their wallets.
How to get rid of credit card debt, Bankrate
Many Americans struggle with credit card debt. The average credit card balance is $5,525, according to Experian’s 2021 State of Credit report. And though that national average has decreased since 2019, the COVID-19 pandemic has strained some wallets more than others.
The best 0 percent APR credit cards can help you finance a large purchase, get out of debt and avoid interest charges that could threaten your financial security. However, for every person who successfully uses a zero-interest credit card as a life raft, there’s another person who makes the kind of error that lands them in a debt trap.
How to contact your credit card issuer, Bankrate
If you’re looking for a quick and easy way to contact your card issuer, call the phone number on the back of your credit card. This customer service number will connect you to the card issuer’s primary customer service hub, with a phone tree or voice-recognition interface to help you select the purpose of your call.
The pros and cons of different tax prep methods, Haven Life
We reached out to a personal finance expert and a CPA to learn more about the pros and cons of different tax prep methods — including when to do your taxes yourself and when to bring in the tax professionals. We even asked them whether it’s a good idea to do your taxes on paper, with a calculator on one side and a stack of IRS tax tables on the other. (Spoiler alert: neither of them recommended that option.)
How LifeSite can help with taxes, Haven Life
How is LifeSite different from other document storage systems? Simply put, LifeSite doesn’t just provide a safe, secure, shareable storage solution — it also tells you which documents to store.
“If you use Dropbox or Google Drive, you’re working with a file system that doesn’t tell you what’s important,” Wong explains. “Our system is structured. LifeSite’s taxes section lets users know which documents are important to save for taxes. Same goes for medical documents, or life insurance policies. We guide people in a structured way to keep track of what is important.”
In April 2020, we reached out to screenwriters Ryan and Julie (not their real names) to learn how the entertainment industry was dealing with the still-nascent pandemic. Ryan was earning $18 an hour prior to being laid off; Julie was earning $16.50 in a union-protected job. Now that Hollywood is effectively back in business, we got back in touch with Ryan and Julie, now aged 41 and 34, to learn how Covid-19 changed the industry — and how these changes have affected their lives and finances.